228 loan - An Overview
228 loan - An Overview
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The Board testimonials the effect and responsiveness on the financial institution's community enhancement loans and Group improvement investments that reward or serve the nationwide space, as furnished in § 228.fifteen.
Upon request, a bank will have to provide copies, both on paper or in electronic form acceptable to the individual producing the request, of the knowledge in its general public file. The bank may well charge a reasonable charge not to exceed the price of copying and mailing (if not presented in digital type).
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For a little financial institution evaluated under the Modest Bank Lending Check, the Board premiums the financial institution's performance under this segment as provided in appendix E to this portion.
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The loans, investments, companies, and products and solutions of the financial institution's functions subsidiary should be A part of the lender's system, Unless of course the functions subsidiary is independently matter to CRA requirements.
A big bank that had belongings bigger than $ten billion as of December 31 in both equally in the prior two calendar decades ought to acquire and sustain annually, in electronic kind, as prescribed via the Board, until eventually the completion of your lender's future CRA assessment wherein the info are evaluated, the greenback number of its deposits with the county level website determined by deposit area.
(B) For a substantial financial institution that experienced assets below or equivalent $ten billion as of December 31 in either on the prior two calendar decades and that operates a minimum of a person department, the Board considers the lender's electronic supply units along with other shipping and delivery units within the financial institution's possibility.
For each of the large financial institution's facility-based mostly evaluation locations, and as relevant, its retail lending evaluation regions, the Board publishes over the Board's Web site:
Should you have inquiries for the Company that issued The present doc you should Make contact with the company right.
A considerable bank as well as a limited reason bank that may be a substantial bank based upon the asset size explained within the definition of a giant bank have to collect and report back to the Board annually by April 1 a listing of Every facility-dependent evaluation region exhibiting the States, MSAs, and counties in the power-primarily based evaluation place, as of December 31 with the prior calendar yr or the final day the facility-centered evaluation space was in impact, furnished the power-centered evaluation space was delineated for at least six months from the prior calendar 12 months.
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